Should You Consider Travel Insurance?

If you plan to ski abroad, travel insurance is an absolute must. No matter where your ski journey takes you, the right insurance policy will help protect you should a medical emergency occur while you’re on the slopes or in the lodge. Here are a few of the most common concerns about ski travel insurance.

Will Any Policy Do?

You can’t simply buy any insurance policy and assume it will meet your needs. Travel insurance policies tend to vary quite a bit from company to company, so make sure that you have coverage for skiing (or snowboarding) in the country where you’re headed.

Does it Cover Everything?

Not all policies cover skiing off piste. Those that do may make all sorts of requirements, like hiring a qualified guide, respecting avalanche warnings, and not venturing into deeper snow if a warning is posted. Some even require that you ski with a helmet for the policy to be in effect, so make certain you’re following the rules, or you may be caught with an invalid policy.

What Does The Policy Include?

Depending on the policy you actually decide to purchase, travel insurance often has some fairly amazing benefits. For example, you’ll usually get full medical assistance if you get hurt or become ill on your trip. In some cases, it protects your equipment from loss or damage. It sometimes compensates you if you can’t make use of your lift pass as well. Additionally, if there are delays in your trip as a result of an avalanche or you need search and rescue services, those are usually covered.

Before you buy any travel insurance policy, read the fine print. Not everything you want may be covered under your policy, so be very careful to ensure you have the level of coverage you need before you ever leave your flat.